Taxcom Technologies
India's #1 Nidhi Registration Platform

Start Your Nidhi Company Registration in India

Register your community-focused financial institution in India in just 7-10 days. Complete legal support with transparent pricing starting at ₹9,999.

100% Online & Paperless
Free NDH-4 Consultation
Certified Expert Drafting
MSME & Startup Support
PAN, TAN & GST Included
Lifetime Compliance Desk

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What is a Nidhi Company?

A Nidhi company is a type of NBFC (Non-Banking Financial Company) that facilitates borrowing and lending only among its members. It is incorporated under the Companies Act, 2013 and is governed by the Nidhi Rules, 2014.

Thrift & Savings

Encourages the habit of small savings among middle-class community members.

Mutual Benefit

Operates solely for the benefit of its members with minimal external interference.

Benefits of Nidhi Company

Minimal Regulation

Lesser RBI regulations compared to standard NBFCs, governed mainly by MCA.

Low Interest Rates

Provides cheaper loans and better deposit returns compared to traditional banks.

Legal Trust

Fully registered under the Companies Act, ensuring high legal credibility.

Easy Registration

Requires only 7 members to start, making it accessible for community groups.

Limited Liability

The liability of directors and members is limited to their share capital.

Who Can Form a Nidhi Company?

  • 1

    Minimum 7 Members

    A minimum of 7 members are required to incorporate the company.

  • 2

    3 Directors

    Out of the 7 members, at least 3 must be appointed as directors.

  • 3

    Minimum Capital

    Must have a minimum equity share capital of ₹5 lakh at the time of incorporation.

Documents Required

Document NameDescription
Identity ProofPAN Card and Aadhaar Card of all directors and members.
Address ProofVoter ID / DL / Passport / Bank Statement (Latest 2 months).
Office Address ProofUtility Bill (Electricity/Water) of the registered office.
NOC from OwnerNo Objection Certificate from the property owner.
PhotosPassport size photographs of all directors.
Digital SignatureDSC for all directors to sign documents electronically.

Registration Process

1

Step 1: DSC & DIN

Obtain Digital Signatures and Director IDs for all partners.

2

Step 2: Name Approval

Reserve a unique name ending with 'Nidhi Limited' with MCA.

3

Step 3: Documentation

Prepare MoA, AoA and other legal declarations.

4

Step 4: Incorporation

Final filing with ROC and receiving COI, PAN & TAN.

Nidhi Packages

Professional Fees

Basic Registration

9,999

Early Stage Startups

DSC (2 Directors)

DIN (2 Directors)

Name Approval (RUN)

Drafting of MoA & AoA

Incorporation Certificate

Company PAN & TAN

Most Popular

Standard Package

15,999

Growth-focused Entities

Everything in Basic

GST Registration

MSME / Udyam Certificate

NDH-1 & NDH-2 Filing Support

Bank Account Opening Support

1st Year Compliance Calendar

Premium Compliance

24,999

Full Service Solutions

Everything in Standard

Trademark Registration

Startup India Recognition

Professional Tax Reg

Director KYC Filing

Share Certificate Issuance

Nidhi Company Registration in Different States

Frequently Asked Questions

What is the minimum capital requirement for a Nidhi Company?
As per the Nidhi Rules 2014, a Nidhi Company must be incorporated with a minimum equity share capital of ₹5 lakh. Within one year of commencement, it must reach a Net Owned Fund (NOF) of at least ₹20 lakh.
What is an NDH-4 filing and why is it mandatory?
NDH-4 is a mandatory form filed for 'Declaration as a Nidhi Company'. The central government reviews this filing to ensure the company has 200 members and sufficient NOF. Operating without an approved NDH-4 can lead to severe penalties.
How many members are required for a Nidhi Company?
At the time of incorporation, a minimum of 7 members (including 3 directors) are required. However, the company must increase its membership to at least 200 within one year of its incorporation.
Can a Nidhi Company lend money to non-members?
No. The primary object of a Nidhi Company is to cultivate the habit of thrift and savings among its members and to lend only to its members for their mutual benefit.

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Enter your details to receive a full quote and consultation

By submitting, you agree to our Terms & Privacy Policy and Data & Consent Policy.

Why Choose Taxcom Technologies?

Expert Guidance

Our MCA certified experts ensure your Nidhi Company is filed correctly.

Fast Processing

We prioritize your application for the quickest possible incorporation.

Compliance Support

End-to-end support for NDH-1, NDH-2, and NDH-3 filings.

Transparent Pricing

No hidden costs. What you see is what you pay.

Ready to Start Your Nidhi Company?

Join India's most trusted legal platform. Secure your financial institution's future with Taxcom Technologies today!

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Legal DisclaimerTaxcom Technologies is a trusted India-based business management consultancy, providing expert legal support to help businesses operate smoothly. Use of this website is subject to our Terms of Service and Privacy Policy. The information provided is for educational purposes only and does not constitute formal legal advice.

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